Bantotal Core
Bantotal Core is the centerpiece of our platform and solves all mission critical banking processes for Banks, Finance Companies, Fintech, Digital Banks, e-Commerce, Banking as a Service providers, etc. It is the market leader in Latin America, being used in 15 countries and continuously solving the financial activity of more than 30 billion people, all year round.
Functional Architecture
The platform includes all mission-critical banking processes required by the different types of Financial Institutions, such as loans, checking and savings accounts, credits, fixed-time deposits, debit cards, etc. Additionally, we contemplate specialized products such as investment funds, cash management, foreign trade, treasury, and microfinance, among others.
The client and accounting are the backbone of the solution. Every monetary transaction in the system will solve accounting matters online, in real time, automatically, and with double entry control. The operating balance and the accounting balance are solved in the same event; therefore, Bantotal does not require the use of accounting assistants.
The operational modules use the same components as the Core, so they are naturally integrated and do not require interfaces to operate between them.
What's inside Bantotal Core?
Bantotal Core is integrated by process-oriented, cloud-agnostic, microservice-oriented Building Blocks developed with Low Code tools that, through an agile approach, ensure the continuous and incremental update and evolution of the Platform.
What does Bantotal Core offer?
Banking Processes
Solving banking and accounting operations, ensuring security of transactions and compliance with regulations.
Innovation
Minimising time-to-market, automating everything that can be automated, facilitating integration with other systems.
Scalability
Supporting high transactional volumes, operating 24/7, without interruption, with access to a flexible infrastructure.
Explore our solutions
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Bantotal Core
Bantotal Core is the centerpiece of our platform and solves all mission critical banking processes for Banks, Finance Companies, Fintech, Digital Banks, e-Commerce, Banking as a Service providers, etc. -
Microfinance
Bantotal Microfinance is the benchmark solution for microfinance companies, supporting the operation of the most important institutions in Latin America. This has enabled the incorporation of industry best practices and processes. -
Comex
Bantotal Comex is the solution that allows financial institutions to develop the business of Letters of Credit, Guarantees, Collections, Drafts and International Checks. -
Treasury
Bantotal Treasury allows the Financial Institution to offer its customers a global vision of its portfolio through a scalable system in terms of product variety and business volume. -
Mutual Funds
Bantotal Mutual Funds is a solution that allows the Financial Institution to offer their customers access to a diverse portfolio, starting from a reduced volume of money, seeking to give liquidity, security and rentability to said savings. -
Compliance
It is the solution that ensures Financial Institutions are in compliance with the regulations of the country it operates in, as well as the Foreign Account Tax Compliance Act (FATCA) and the International Financial Reporting Standards (IFRS). -
Cash Management
Bantotal Cash Management allows financial institutions to offer their customers payment, collection and transfer services, outsourcing their treasury and saving time and money. -
Banking as a Service
Bantotal Banking as a Service (BaaS) is the service that allows banks to offer their infrastructure and services so that Fintechs can provide banking products without the need for a banking license. -
Embedded Finance
Bantotal Finanças Incorporadas is the solution that allows financial institutions to integrate banking products into people's daily lives through collaborative agreements with non-financial organizations. -
BPay
BPay is a payment solution certified in multiple markets, which allows instant interbank transfers through different channels, considering the current norms and standards. -
BPeople
BPeople focuses on developing digital banking solutions that have a memorable impact on the customer experiences of financial institutions, offering innovation, market knowledge and implementation methodologies. -
BData
BData specializes in the development of data science and analysis methods and techniques, so that financial institutions can have observability, make intelligent decisions and optimize their business performance. -
BSaaS
BSaaS develops a set of specialized services to solve the financial processes required by financial and non-financial institutions under the Software as a Service modality. -
BStore
BStore provides Financial Institutions with relevant innovation that integrates and complements the platform so they can improve and grow in today's business context.
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