The current financial environment is characterized by a series of ecosystems in which interactions are developed based on platforms that use technologies to connect people, companies and resources to co-create and exchange value. This creates important opportunities for Financial Institutions and the need for banking platforms with a set of specific capabilities to choose the business model they want to develop in this new context.

The following article, entitled Financial Biosphere, banking and its platforms in the era of ecosystemspresents a model of the new business environment with its characteristics, actors, roles and interactions. It also identifies the capabilities that banking platforms must have to enable the development and growth of financial institutions.